Murphy’s Law in the construction industry – some interesting anecdotes from our experience

Contractors All Risks insurance is one of the most complex and intricate insurance policies to arrange. We say this as insurance brokers who have extensive experience in arranging such policies, but it’s an established fact that most developers and contractors will agree with.

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In many cases we negotiate with the insurers to include various extensions and delete or water-down certain exclusions to the policy to benefit the client, despite which we would like to share some anecdotes with you from our experience to illustrate how important it is to bear an important rule in mind: Expect the unexpected.

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Strange as it may seem, Murphy’s law – “anything that can go wrong will go wrong, and at the worst possible time” – rears its head in the construction industry on an all to frequent basis.

To illustrate this, we have compiled a collection of various cases from our own experience and we will undoubtedly continue to add to it in the future. They all describe actual events that have occurred involving mishaps, accidents, deviations from safety regulations and procedures, cutting corners and more, all leading to insurance claims from construction projects.

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“Who is wise? One who learns from the experience of others”.

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After reading the brief summary of the case, you can read the full story by clicking on the “Read on” link at the end of each case.