Employers liability insurance. If you’ve insured the construction site workers – what about all of your other employees?
You have undoubtedly insured the construction workers at the building site under the Employers Liability section C of the Contractors All Risks policy you have arranged. But what about all of your other employees who are not covered under the Contractors All Risks policy? Clerical and managerial staff, engineers (who don’t work at the construction site) and other staff working for associated companies or holding companies involved in other activities and the like. As you can imagine, there are countless examples of situations where employees are injured during their work, on and away from construction sites. If you have not yet insured all of your staff under an Employers Liability policy, we recommend you do so as soon as possible. If you have already insured them, it’s worthwhile to take a few minutes to read this article as it may save you a considerable amount of money.
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An offer which is a win-win situation
It would be worthwhile to move your Employers Liability insurance to our agency (together with your Property Damage and Third Party Liability insurance covers which are not part of your Contractors All Risks policy). The quality of service, professionalism and our ability to obtain the widest insurance cover for you bears true for Employers Liability insurance as it does for Contractors All Risks insuranc
Arranging all of your insurance policies under one roof can be advantageous since you can benefit from size discounts on your entire insurance portfolio and thereby reduce
✔ Less hassle – Many companies spread their insurance policies between different insurance companies and agencies. However, this split leads to a situation whereby each agent is dealing with a different policy which renews on a different date with a different insurance company. Imagine if everything was with one insurance agency? Imagine how much hassle, stress and time you would save in dealing with your insurance affairs.
✔ More insurance for less money – Spreading insurance policies between different insurance agencies can quite often lead to a situation of double insurance or underinsurance since each agent is unaware of what the others have arranged and at what conditions. Thus, risks which should be insured can fall between the gaps and in any case the cost will be higher. On the other hand, arranging your entire insurance portfolio with a single agent will enable them to take a global view of all your business affairs and enable you to obtain wider cover at a lower price for all of your policies.
✔ Better service – You have no doubt already benefitted from the quality of service, professionalism, commitment and in-depth analysis of the smallest details we offer in arranging Contractors All Risks insurance and the added-value that emanates from this. You can benefit from the same level of service with all other insurance policies you choose to arrange with us.
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